The group card that does the maths
One virtual card. Everyone chips in. Every tap is split the moment it happens — no chasing, no spreadsheets, no awkward IOUs at the end of the trip.
No spam. Just a heads-up when we launch.
How it works
Create a group
Set up an event, pick a budget, and invite friends by phone number. Takes under a minute.
One card pays
A shared virtual card is issued for the group. Tap it anywhere Mastercard is accepted.
Everyone's settled
Every tap is split live. At the end, our algorithm minimises transfers — most people owe nothing.
Everything in one place
Shared virtual card
One Mastercard for the whole group. Accepted anywhere, issued instantly, no physical card needed.
Real-time splits
Every card tap is split the moment it happens. No manual entry, no end-of-trip surprises.
Vote on options
Put a hotel, restaurant, or activity to a group vote — with the price per person shown upfront.
Availability polling
Find dates that work for everyone with a shared availability grid before you lock anything in.
Receipt scanner
Scan a receipt and split it line by line. Each person pays only for what they actually ordered.
Budget tracking
Set a total budget and a per-person cap. Defray tracks spending live and alerts when you're close.
Push notifications
Get notified the moment someone taps the card, adds an expense, or votes on a group decision.
Organiser score
A reliability rating for event organisers, built on track record. Know who to trust with the card.
Secure by design
Jailbreak detection, TLS pinning, and bank-grade token storage. Your money is properly protected.
Flights, hotels, dinners, activities — one card handles it all, splits handled automatically.
Venues, catering, tickets. Collect contributions upfront so no one's out of pocket.
Groceries, utilities, household supplies. Never argue about whose turn it is to pay.
Watch us build it
Every task is publicly tracked. See exactly what's shipped, what's in progress, and what's blocked — updated on every release.
Be first when we launch
We're targeting TestFlight in June 2026. Join the waitlist and you'll be first in line.